{"id":216,"date":"2019-03-06T17:04:00","date_gmt":"2019-03-06T16:04:00","guid":{"rendered":"https:\/\/tichyconsulting.com\/?page_id=216"},"modified":"2019-03-06T22:35:35","modified_gmt":"2019-03-06T21:35:35","slug":"pojistne-produkty","status":"publish","type":"page","link":"https:\/\/tichyconsulting.com\/?page_id=216","title":{"rendered":"Pojistn\u00e9 produkty"},"content":{"rendered":"<h4>Poji\u0161t\u011bn\u00ed dopravn\u00edch firem<\/h4>\n<p>Od po\u010d\u00e1tku vzniku na\u0161\u00ed spole\u010dnosti je jednou z&nbsp;na\u0161ich specializac\u00ed komplexn\u00ed poji\u0161t\u011bn\u00ed dopravn\u00edch firem. S&nbsp;\u010dinnost\u00ed dopravn\u00edch firem je spjato mno\u017estv\u00ed rizik, kter\u00e9 jsou z&nbsp;v\u011bt\u0161\u00ed, \u010di men\u0161\u00ed \u010d\u00e1sti pojistiteln\u00e9. Jedn\u00e1 se p\u0159edev\u0161\u00edm o havarijn\u00ed poji\u0161t\u011bn\u00ed, povinn\u00e9 ru\u010den\u00ed, poji\u0161t\u011bn\u00ed n\u00e1kladu (dle CMR), poji\u0161t\u011bn\u00ed obecn\u00e9 odpov\u011bdnosti, l\u00e9\u010debn\u00e9 v\u00fdlohy \u0159idi\u010d\u016f a dal\u0161\u00ed. To, \u017ee nejsme v&nbsp;tomto oboru za\u010d\u00e1te\u010dn\u00edci potvrzuje i to, \u017ee mnoh\u00e9 firmy m\u00e1me poji\u0161t\u011bny ji\u017e n\u011bkolik let a mezi na\u0161e klienty pat\u0159\u00ed i v\u00fdznamn\u00e9 dopravn\u00ed firmy v&nbsp;\u010cR.<\/p>\n<h4>Poji\u0161t\u011bn\u00ed l\u00e1ze\u0148sk\u00fdch za\u0159\u00edzen\u00ed<\/h4>\n<p>Od roku 2004 jsme se za\u010dali rovn\u011b\u017e specializovat na zabezpe\u010den\u00ed bal\u00edku slu\u017eeb souvisej\u00edc\u00edch s&nbsp;pojistnou ochranou a risk managementem l\u00e1ze\u0148sk\u00fdch za\u0159\u00edzen\u00ed. V\u00fdsledkem je optimalizace \u0159e\u0161en\u00ed problematiky poji\u0161t\u011bn\u00ed v&nbsp;n\u00e1vaznosti na specifick\u00e9 aspekty oblasti podnik\u00e1n\u00ed v&nbsp;tomto oboru. Jedn\u00edm z&nbsp;prvk\u016f optimalizace n\u00e1klad\u016f na pojistnou ochranu je kumulace subjekt\u016f p\u016fsob\u00edc\u00edch v&nbsp;oboru do skupiny, d\u00edky \u010demu\u017e dojde k&nbsp;n\u00e1r\u016fstu obrat\u016f p\u0159i n\u00e1kupu konkr\u00e9tn\u00ed slu\u017eby a t\u00edm k&nbsp;jej\u00edmu v\u00fdznamn\u011bj\u0161\u00edmu zlevn\u011bn\u00ed, a d\u00e1le k&nbsp;upevn\u011bn\u00ed pozice p\u0159i vyjedn\u00e1v\u00e1n\u00ed s&nbsp;pojistitelem v&nbsp;p\u0159\u00edpad\u011b po\u017eadavk\u016f nestandardn\u00edho pojistn\u00e9ho kryt\u00ed nebo nesouhlasu p\u0159i v\u00fdplat\u011b pojistn\u00e9ho pln\u011bn\u00ed.<\/p>\n<h4>Poji\u0161t\u011bn\u00ed municipalit<\/h4>\n<p>Od roku 2010 jsme se za\u010dali specializovat na zabezpe\u010den\u00ed bal\u00edku slu\u017eeb souvisej\u00edc\u00edch s&nbsp;pojistnou ochranou a risk managementem m\u011bst, obc\u00ed a jimi zalo\u017een\u00fdch organizac\u00ed.<\/p>\n<p>&nbsp;<\/p>\n<h4>A \u2013 \u017divotn\u00ed poji\u0161t\u011bn\u00ed<\/h4>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad smrti, nebo do\u017eit\u00ed.<\/li>\n<li>D\u016fchodov\u00e9 poji\u0161t\u011bn\u00ed, kapit\u00e1lov\u00e9 poji\u0161t\u011bn\u00ed.<\/li>\n<li>P\u0159ipoji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u00farazu nebo nemoci.<\/li>\n<li>Poji\u0161t\u011bn\u00ed v\u00e1\u017en\u00fdch chorob.<\/li>\n<li>Komplexn\u00ed stabiliza\u010dn\u00ed program pro zam\u011bstnance.<\/li>\n<\/ul>\n<h4>B \u2013 \u00darazov\u00e9 poji\u0161t\u011bn\u00ed<\/h4>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed \u00farazu pro p\u0159\u00edpad smrti, trval\u00fdch n\u00e1sledk\u016f, invalidity.<\/li>\n<li>Poji\u0161t\u011bn\u00ed \u00farazu na \u010das nezbytn\u00e9ho l\u00e9\u010den\u00ed, resp. denn\u00edho od\u0161kodn\u011bn\u00ed.<\/li>\n<\/ul>\n<h4>C\u00a0 &#8211; Ne\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/h4>\n<ul>\n<li><strong>KASKO poji\u0161t\u011bn\u00ed<\/strong>\n<ul>\n<li>KASKO poji\u0161t\u011bn\u00ed motorov\u00fdch a nemotorov\u00fdch vozidel.<\/li>\n<\/ul>\n<\/li>\n<li><strong>KARGO poji\u0161t\u011bn\u00ed<\/strong>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed p\u0159epravovan\u00e9ho n\u00e1kladu.<\/li>\n<li>Poji\u0161t\u011bn\u00ed zavazadel<\/li>\n<\/ul>\n<\/li>\n<li><strong>Majetkov\u00e9 poji\u0161t\u011bn\u00ed<\/strong>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed movit\u00e9ho i nemovit\u00e9ho majetku ob\u010dan\u016f.<\/li>\n<li>Poji\u0161t\u011bn\u00ed movit\u00e9ho i nemovit\u00e9ho majetku podnikatel\u016f.<\/li>\n<li>Poji\u0161t\u011bn\u00ed z\u00e1sob.<\/li>\n<li>Poji\u0161t\u011bn\u00ed kr\u00e1de\u017ee, loupe\u017en\u00e9ho p\u0159epaden\u00ed a vandalismu.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed technick\u00fdch rizik<\/strong>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed stavebn\u00edch a mont\u00e1\u017en\u00edch rizik.<\/li>\n<li>Poji\u0161t\u011bn\u00ed stroj\u016f a strojn\u00edch za\u0159\u00edzen\u00ed.<\/li>\n<li>Poji\u0161t\u011bn\u00ed elektronick\u00fdch za\u0159\u00edzen\u00ed.<\/li>\n<li>Poji\u0161t\u011bn\u00ed dom\u00e1c\u00edch elektrospot\u0159ebi\u010d\u016f.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/strong>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu zp\u016fsobenou provozem pozemn\u00edho dopravn\u00edho prost\u0159edku (dle z\u00e1k. 168\/1999 Sb.).<\/li>\n<li>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti dopravce a zas\u00edlatele.<\/li>\n<li>Poji\u0161t\u011bn\u00ed obecn\u00e9 odpov\u011bdnosti.<\/li>\n<li>Poji\u0161t\u011bn\u00ed profesn\u00ed odpov\u011bdnosti.<\/li>\n<li>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance p\u0159i v\u00fdkonu povol\u00e1n\u00ed.<\/li>\n<li>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti \u010dlen\u016f statut\u00e1rn\u00edch org\u00e1n\u016f a managementu (D&amp;O).<\/li>\n<li>Poji\u0161t\u011bn\u00ed odpov\u011bdnosti provozem m\u011bst a obc\u00ed.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed finan\u010dn\u00edch ztr\u00e1t<\/strong>\n<ul>\n<li>Poji\u0161t\u011bn\u00ed ztr\u00e1t zp\u016fsoben\u00fdch p\u0159eru\u0161en\u00edm provozu.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed pr\u00e1vn\u00ed ochrany<\/strong><\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed cestovn\u00edch rizik<\/strong><\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed finan\u010dn\u00ed zp\u016fsobilosti dopravce<\/strong><\/li>\n<li><strong>Poji\u0161t\u011bn\u00ed z\u00e1ruky<\/strong><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Poji\u0161t\u011bn\u00ed dopravn\u00edch firem Od po\u010d\u00e1tku vzniku na\u0161\u00ed spole\u010dnosti je jednou z&nbsp;na\u0161ich specializac\u00ed komplexn\u00ed poji\u0161t\u011bn\u00ed dopravn\u00edch firem. S&nbsp;\u010dinnost\u00ed dopravn\u00edch firem je spjato mno\u017estv\u00ed rizik, kter\u00e9 jsou z&nbsp;v\u011bt\u0161\u00ed, \u010di men\u0161\u00ed \u010d\u00e1sti pojistiteln\u00e9. Jedn\u00e1 se p\u0159edev\u0161\u00edm o havarijn\u00ed poji\u0161t\u011bn\u00ed, povinn\u00e9 ru\u010den\u00ed, poji\u0161t\u011bn\u00ed n\u00e1kladu (dle CMR), poji\u0161t\u011bn\u00ed obecn\u00e9 odpov\u011bdnosti, l\u00e9\u010debn\u00e9 v\u00fdlohy \u0159idi\u010d\u016f a dal\u0161\u00ed. To, \u017ee nejsme v&nbsp;tomto oboru [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":9,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-216","page","type-page","status-publish","hentry","post"],"_links":{"self":[{"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/pages\/216","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=216"}],"version-history":[{"count":3,"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/pages\/216\/revisions"}],"predecessor-version":[{"id":392,"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/pages\/216\/revisions\/392"}],"up":[{"embeddable":true,"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=\/wp\/v2\/pages\/9"}],"wp:attachment":[{"href":"https:\/\/tichyconsulting.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=216"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}